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Breaking Down Banking as a Service
9 questions about the future of BaaS.
Alex Johnson
Mar 2, 2022
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Breaking Down Banking as a Service
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Fintech Enters the Era of Distribution
And the choice facing founders is this — Convenience or Community?
Alex Johnson
Jan 27, 2022
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Fintech Enters the Era of Distribution
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Hands-on-the-Wheel Money
The future of banking might not be what I thought.
Alex Johnson
Mar 25, 2022
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Hands-on-the-Wheel Money
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The New Centers of Gravity in Financial Services
The "everything is fintech" meme is where it starts. Where does it end?
Alex Johnson
May 10, 2021
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The New Centers of Gravity in Financial Services
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Cash App is Culture (Part 1)
The challenge of building (and sustaining) a multi-product banking ecosystem.
Alex Johnson
Mar 29, 2021
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Cash App is Culture (Part 1)
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BNPL is the New Overdraft
For now we see short-term liquidity through a glass, darkly.
Alex Johnson
Jan 10, 2022
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BNPL is the New Overdraft
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The Gentrification of Deposits
The checking account is being condemned. Here's what's replacing it.
Alex Johnson
Jul 12, 2021
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The Gentrification of Deposits
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Big Tech is Now Focused on Financial Services
What happens when Apple and Google actually want to make money in banking?
Alex Johnson
Apr 13, 2022
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Big Tech is Now Focused on Financial Services
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Payroll Data + Fintech
Three possibilities for how this emerging infrastructure category evolves.
Alex Johnson
Mar 1, 2021
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Payroll Data + Fintech
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The Implications of Ownership
Asset ownership is becoming central to new models in financial services.
Alex Johnson
Apr 22, 2022
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The Implications of Ownership
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Solving the Credit Invisibility Problem
Why building on-ramps to the U.S. credit system is harder than it seems.
Alex Johnson
Jun 7, 2021
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Solving the Credit Invisibility Problem
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What Do Customers Actually Want Out of Fintech?
Product roadmaps in fintech seem to be converging. This could be a problem.
Alex Johnson
Nov 2, 2021
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What Do Customers Actually Want Out of Fintech?
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